失业保险是指国家通过立法强制实行的，由社会集中建立基金，对因失业而暂时中断生活来源的劳动者提供物质帮助的制度。它是社会保障体系的重要组成部分，是社会保险的主要项目之一。
Linda: Hi Tom, why are you looking so sad? 嘿汤姆，为什么你看起来这么沮丧?
Tom: I lost my job. 我失业了。
Linda: Really?I am sorry to hear that. 真的吗?听了这个我很难过。
Tom: To make matters worse I don't have unemployment insurance . 更糟的是我没有失业保险。
Linda: That‘s horrible ! 太糟糕了!
Tom: I even don't have enough money for tomorrow's breakfast! 我甚至都没有足够的钱来买明天的早餐了!
Linda: I think you'd better find a new job as soon as quickly. 我想你得尽快找份新工作了。